Im against daycare unless of course you have to go back to work etc. This is for me only. I dont have an issue with what others do with their kids daycare wise. But for me, I just like to stave off all of the illnesses for as long as I can! hehe
Kindy is there to learn socialisation. Its not for reading or writing etc, so she will be fine with learning those skills then. In fact, DD1 didnt go to daycare and just started at kindy, but DD2 went to daycare at 3(due to me having to go back to work after divorce). DD1 is fine socially and maturity wise and DD2 still has issues. Not as bad now as they were, but became very anxious, started wetting the bed again and did until 8 years of age. Had trouble at school and when we had a meeting with the principal, she started crying and going on about daycare. This was when she was in grade 3 - years after daycare.
It wasnt the daycare itself as my eldest used to go there before and after kindy and she was fine. Still today, DD2 will sometimes cry and cling to me and not want to go to school. She is in grade 5.
Sooooo if I had my time again, I would NOT send my kids to daycare and my 2 boys wont be going either.
Obviously this is just one bad example, but I guess you have to take all kinds of stoires on board in order to make the right choice for you.
I start uni this year too! Hoping I can juggle 4 kids - two of which are 3 and 1 AND study! hehe It's good that you have your mum to help you.